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Farm Insurance Information

Farm and Ranch


The ownership and operation of a farm or ranch is a unique opportunity which requires special insurance needs.  A farm or ranch is not just a business operation; it is also one’s home.  The farmowners policy is an ideal insurance product that serves the purposes well.  The farmowners policy provides property coverage for farm dwellings, structures, barns, equipment and supplies.  The farmowners policy also provides liability coverage which protects the farm owner against property damage or bodily injury for which the farm owner is legally liable to pay.  The farmowners policy also provides coverage for legal fees to defend such lawsuits. 


An example of liability frequently used is the situation in which a horse gets loose on a highway causing an auto accident resulting in bodily injury and property damage. 


Farm Personal Property coverage for equipment, machinery, and supplies can be insured on a scheduled or blanket basis.  Other optional coverages are available to customize the policy for specific needs.     




Nicholson Insurance Agency | 1001 Monarch Street, Suite 100 | Lexington, KY 40513 | 859.224.7080                                                   Powered by Insurance Website Builder
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